Terms and Conditions of Use

Last Updated: April 28, 2026

These Terms and Conditions (“Terms”) govern your access to and use of luisenriquebernal.com (the “Website”), including all content, features, and services offered on the Website. Please read these Terms carefully before accessing the Website. By accessing, browsing, or using the Website in any manner, you acknowledge that you have read, understood, and agree to be bound by all terms and conditions outlined herein. If you do not agree to these Terms, you must discontinue use of the Website immediately.

1. Mexico (LFPDPPP 2025) Compliance Notice

2. Definitions

“Website” means luisenriquebernal.com and all associated subdomains, pages, features, and services.

“User,” “You,” or “Your” means any individual or entity that accesses, browses, or uses the Website.

“Content” means all text, images, videos, graphics, audio, case studies, articles, technical documentation, and other materials published on the Website.

“Service” means the provision of educational and informational content related to SAP Finance, enterprise transformation, and technical consulting.

“Intellectual Property Rights” means copyrights, trademarks, patents, trade secrets, and other proprietary rights in Content or the Website.

“Personal Data” means any information relating to an identified or identifiable individual, as defined by LFPDPPP 2025, GDPR, CCPA, LGPD, or other applicable privacy laws.

3. Eligibility & User Responsibilities

3.1 Eligibility

By using the Website, you represent and warrant that:

• You are at least 18 years of age (or the age of majority in your jurisdiction)
• You have the legal right to enter into these Terms
• You are not a resident of or located in any jurisdiction that prohibits your use of the Website
• You are not acting on behalf of any person or entity that you are not authorized to represent
• All information you provide is accurate, complete, and truthful

3.2 User Responsibilities

You agree to:

• Use the Website in compliance with all applicable laws and these Terms
• Not engage in any conduct that violates third-party intellectual property rights
• Not violate any confidentiality, non-disclosure, or employment agreements by using the Website
• Not attempt to gain unauthorized access to the Website or its systems
• Not transmit any viruses, malware, or harmful code through the Website
• Not engage in harassment, discrimination, or abusive conduct toward other users or Luis Enrique Bernal
• Not reproduce, distribute, or modify Content without explicit permission

4. Acceptable Use Policy

You agree NOT to use the Website for any of the following purposes:

• Violating any applicable law or regulation
• Infringing upon or violating any third-party intellectual property rights
• Harassing, threatening, defaming, or abusing any individual or organization
• Engaging in discrimination based on race, ethnicity, religion, gender, sexual orientation, or other protected characteristics
• Transmitting unsolicited commercial messages or spam
• Distributing malware, viruses, or harmful code
• Attempting to gain unauthorized access to the Website, its systems, or other users’ information
• Scraping, crawling, or systematically extracting data from the Website without permission
• Reverse-engineering or decompiling any part of the Website
• Impersonating another person or entity
• Creating multiple accounts for fraudulent or deceptive purposes
• Circumventing any geographic restrictions or technical protection measures

5. Intellectual Property Rights

5.1 Ownership of Content

All original Content on the Website (text, articles, case studies, technical documentation, designs, graphics, images, videos, and multimedia materials) is the exclusive intellectual property of Luis Enrique Bernal and is protected by international copyright laws.

© 2024-2026 Luis Enrique Bernal. All Rights Reserved.

You are granted a limited, non-exclusive, non-transferable, revocable license to view and download Content for personal, non-commercial educational purposes only. Any other use requires prior written permission from Luis Enrique Bernal.

5.2 Prohibited Uses of Content

You agree NOT to:

• Reproduce, publish, distribute, or transmit any Content without written permission
• Modify, adapt, translate, or create derivative works from the Content
• Remove or alter any copyright, trademark, or proprietary notices from the Content
• Use the Content for commercial purposes or to generate revenue
• Sell, rent, lease, or lend the Content to third parties
• Display the Content on any other website or platform without permission
• Claim ownership of the Content or represent it as your own work
• Use the Content in a manner that could harm Luis Enrique Bernal’s reputation or business

5.3 Third-Party Intellectual Property

References to third-party trademarks, product names, and intellectual property (SAP, Oracle, Microsoft, Google, etc.) are provided for educational and informational purposes only. These references do not imply endorsement, affiliation, or authorization by those third parties. All third-party intellectual property rights remain the exclusive property of their respective owners.

6. Limitation of Liability

This includes, but is not limited to:

• Loss of business, revenue, profits, data, or opportunities
• Interruption of service or downtime
• Technical errors or bugs
• Third-party claims or actions
• Breach of confidentiality or privacy
• Unauthorized access or use of the Website
• Reliance on any information, opinions, or recommendations on the Website

Total Liability Cap: Luis Enrique Bernal’s total liability to you for any and all claims arising from your use of the Website shall not exceed USD $100, or the maximum amount permitted by applicable law, whichever is lower.

7. Mexico-Specific Liability & Penalties

7.1 LFPDPPP Non-Compliance Liability

This Website complies with all LFPDPPP 2025 requirements. Non-compliance by a data controller may result in administrative fines up to MXN 53 million (approximately USD 3 million), criminal liability for unlawful processing, and reputational damage. However, Luis Enrique Bernal has implemented appropriate security measures, privacy notices, consent mechanisms, and data retention procedures.

7.2 Criminal Liability Disclaimer

Articles 67-69 of the LFPDPPP impose criminal penalties including imprisonment of 3 months to 3 years for individuals responsible for security breaches in databases they manage, extending to 6 months to 5 years for those who deceitfully process personal data for unlawful gain. This Website maintains comprehensive security and confidentiality measures to prevent such violations.

7.3 Data Controller Accountability

Luis Enrique Bernal, as the data controller, is directly responsible for LFPDPPP compliance. All third-party data processors are contractually obligated to comply with equivalent data protection standards.

8. Disclaimers

8.1 “AS IS” Disclaimer

The Website and all Content are provided “AS IS” and “AS AVAILABLE” without any warranties, express or implied. Luis Enrique Bernal makes no representation or warranty regarding:

• The accuracy, completeness, or reliability of any Content
• The fitness of the Website or Content for any particular purpose
• The uninterrupted or error-free operation of the Website
• The absence of viruses, malware, or harmful code
• The availability of the Website at any specific time

8.2 No Professional Advice Disclaimer

8.3 No Warranty of Suitability

Luis Enrique Bernal does not warrant that:

• The Website will meet your requirements or expectations
• The Website will be compatible with all devices, browsers, or operating systems
• Any defects or errors will be corrected
• Results obtained from using the Website will be as expected
• Content will remain available or unchanged

9. Indemnification

You agree to indemnify, defend, and hold harmless Luis Enrique Bernal from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from or related to:

• Your access to or use of the Website
• Your violation of these Terms or any applicable law
• Your infringement or violation of third-party intellectual property rights
• Your violation of any confidentiality, non-disclosure, or employment agreement through use of the Website
• Any claims that your use of the Website causes harm to a third party
• Your breach of confidentiality regarding Content or case studies
• Any unauthorized reproduction or distribution of Content

10. Termination of Access

Luis Enrique Bernal reserves the right to terminate or suspend your access to the Website at any time, without notice or cause, if:

• You violate these Terms or any applicable law
• You infringe upon third-party intellectual property rights
• Your conduct is harmful, threatening, or abusive
• You engage in unauthorized access or data scraping
• You attempt to compromise Website security
• You violate any confidentiality agreement

Upon termination, your access to the Website will be immediately revoked, and you must cease all use of the Content and Website.

11. Modification of Terms & Website

11.1 Changes to Terms

Luis Enrique Bernal reserves the right to modify these Terms at any time without prior notice. Modifications will be effective immediately upon posting to the Website. Continued use of the Website following any modifications constitutes your acceptance of the updated Terms. It is your responsibility to review these Terms periodically for changes.

11.2 Changes to Website

Luis Enrique Bernal reserves the right to:

• Add, remove, or modify any features, content, or services
• Suspend or discontinue the Website or any feature
• Change the availability or pricing of any services
• Remove any Content at any time for any reason

Luis Enrique Bernal is not responsible for any losses or damages resulting from such modifications.

12. Confidentiality & Non-Disclosure

12.1 Case Studies & Business Information

Case studies, project examples, and business scenarios on the Website may reference real organizations and situations. All information has been appropriately anonymized, modified, or generalized to protect confidentiality and trade secrets.

You agree that:

• You will not attempt to identify the organizations referenced in case studies
• You will not disclose or share case study information with competitors or third parties
• You will not use case study information to infer or determine Luis Enrique Bernal’s business relationships or strategies
• You understand that violation of this provision may result in legal action

12.2 Non-Disclosure Agreement

Any information you receive through the Website regarding Luis Enrique Bernal’s business operations, methods, strategies, or proprietary information is confidential. You agree not to disclose this information to any third party without express written permission.

13. Contact Forms & Communications

13.1 Data Collection

If you submit any information through contact forms, email, or other communication channels, you consent to the collection and processing of that information according to our Privacy Policy and these Terms.

13.2 No Confidentiality of Communications

Except for personal data protected under LFPDPPP 2025, GDPR, CCPA, LGPD, and PIPEDA, any communications you send to Luis Enrique Bernal through the Website (email, contact forms, messages) are NOT considered confidential. Luis Enrique Bernal may use, reproduce, distribute, or reference your communications for any purpose without your permission or compensation.

13.3 Response Time

Luis Enrique Bernal makes no guarantee regarding the timeliness or completeness of responses to inquiries. Responses, if provided, are offered at Luis Enrique Bernal’s discretion.

14. Third-Party Links & Content

The Website may contain links to third-party websites, resources, or content not operated by Luis Enrique Bernal. These links are provided for convenience only. Luis Enrique Bernal is not responsible for the accuracy, completeness, availability, or legality of any third-party content.

No Endorsement: Inclusion of a link does not imply endorsement of the linked website, its content, or the organization operating it. You access third-party websites at your own risk and in accordance with their terms and conditions.

15. Governing Law & Dispute Resolution

15.1 Governing Law

These Terms are governed by and construed in accordance with the laws of Mexico, where Luis Enrique Bernal is domiciled and operates. The legal framework includes the LFPDPPP 2025 for data protection matters and the SABG as the regulatory authority.

15.2 Jurisdiction-Specific Compliance

These Terms also comply with applicable laws in other jurisdictions:

• 🇪🇺 European Union: GDPR, EU Consumer Rights Directive
• 🇺🇸 California: CCPA, California Consumer Rights Act
• 🇧🇷 Brazil: LGPD
• 🇨🇦 Canada: PIPEDA, Canadian Consumer Protection Act

15.3 Dispute Resolution

Any disputes arising from these Terms or your use of the Website shall be resolved through:

• Good-Faith Negotiation: First, both parties will attempt to resolve the dispute through informal negotiation
• Mediation: If negotiation fails, the dispute may be submitted to binding mediation
• Litigation: If mediation fails, disputes shall be resolved through the courts of Hermosillo, Sonora, Mexico, unless local law prohibits enforcement of this venue clause

Arbitration Waiver: You and Luis Enrique Bernal agree to submit to the jurisdiction of Mexican courts and waive any right to jury trial or arbitration.

16. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if not possible, shall be severed. The remaining provisions shall continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, Cookies Policy, and Legal Disclaimer, constitute the entire agreement between you and Luis Enrique Bernal regarding your use of the Website and supersede all prior negotiations, representations, and agreements, whether written or oral.

18. Waiver

No waiver of any provision of these Terms shall be effective unless in writing and signed by Luis Enrique Bernal. The failure of Luis Enrique Bernal to enforce any right or provision shall not be deemed a waiver of that right or provision.

19. Equitable Relief

You acknowledge that violation of these Terms may cause irreparable harm for which monetary damages are inadequate. Luis Enrique Bernal shall be entitled to seek equitable relief, including injunctive relief and specific performance, in addition to all other remedies available under law.

20. Survival

The following provisions shall survive termination of these Terms and your access to the Website:

• Section 5 (Intellectual Property Rights)
• Section 6 (Limitation of Liability)
• Section 7 (Mexico-Specific Liability & Penalties)
• Section 9 (Indemnification)
• Section 12 (Confidentiality & Non-Disclosure)
• Section 15 (Governing Law & Dispute Resolution)

21. Assignment

These Terms are personal to you and may not be assigned, transferred, or delegated without the prior written consent of Luis Enrique Bernal. Any attempted assignment without such consent shall be void.

22. Contact Information for Legal Notices

23. Acknowledgment & Acceptance

By accessing and using the Website, you acknowledge that you have:

If you do not agree to any portion of these Terms, you must discontinue use of the Website immediately.

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These Terms and Conditions are provided in English and Spanish (available upon request). In the event of any discrepancy between the English version and any translation, the English version shall prevail and be deemed the authoritative version.

LFPDPPP 2025 Compliance: These Terms and Conditions are designed to comply with Mexico’s Federal Law on the Protection of Personal Data Held by Private Parties (LFPDPPP), effective March 21, 2025, as enforced by the Secretariat of Anti-Corruption and Good Governance (SABG).

Last Updated: April 28, 2026